Where do you stand in regards to technology? Do you love owning the latest and greatest? Do you rush out to buy the newest fads as soon as they are released? Do you use the newest, hippest apps to pay bills, get a ride, order a pizza, and track your steps? Or are you still using a flip phone, cashing your paycheck at the bank and using an instant camera?
I enjoy taking advantage of shiny new toys that make life easier but I don’t need the latest and greatest technological gadgets. As long as my stuff works, I don’t generally feel the need to upgrade.
I have an iPhone 4 that I bought refurbished 3 years ago for $100 bucks. I figure if I get another year out of it I will have spent $25 year to own a phone. I wonder how much an old rotary phone cost back in the day? I am certain it was less than $100 and it lasted forever.
I have read a lot of finance books and one of the exercises I completed was to write down the worst money decision I ever made. For me, this was an easy assignment as buying a house was the worst money mistake I have ever made. I lived in Eastern Massachusetts where houses are expensive. I bought an old (1790) house that was cute as a button and only 17 miles from work. 17 miles from the South Shore of Boston thru the big dig construction to Somerville which is just north of Boston. My daily commute was awful!
I didn’t have a 20% down payment and I didn’t do my research in terms of interest rates, closing costs, property taxes… I didn’t love the town the house was located in, I only knew 1 person who lived nearby. I knew my mortgage payment was going to be a huge chunk of change but I was dead set on owning a single family house with a fenced in yard.
Boy did I loved that house! It had 3 bedrooms, 1.5 baths, 2 fireplaces and a beehive oven. It had a huge yard and a garage. Did I mention 2 fireplaces – one in my bedroom!
I adopted my dog Fenway 8 years ago when she was just 4 months old. She has been with me through good times and bad and I love her like crazy. If she was in jeopardy, I would risk my life to save her.
Right now my Fenway is pretty ticked off at me. If she could tell you about it she would say I traumatized her this morning. I pulled her hair, dumped water on her, and about tackled her in my arms.
This morning my Fenway got a good brushing and a bath. She hates them both with a passion. Every time she hears the shower turn on she runs into her crate and curls up in a ball. When I try to entice her out she pulls away from me. I have had to learn to get everything set up when she isn’t paying attention, call her into the kitchen for a treat and then scoop her up in my arms and carry her to the tub. Did I mention she hates to be carried?
The thought popped into my head that sometimes doing the right thing hurts. But it still needs to be done.